CCLME.ORG - DIVISION 1. HOUSING AND COMMUNITY DEVELOPMENT
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(continued)
(b) The following items shall not be considered as income:
(1) Casual, sporadic or irregular gifts;
(2) Amounts which are specifically for or in reimbursement of the cost of medical expenses;
(3) Lump-sum additions to family assets, such as inheritances, insurance payments (including payments under health and accident insurance and worker's compensation), capital gains and settlement for personal or property losses;
(4) Amounts of educational scholarships paid directly to the student or to the educational institution, and amounts paid by the government to a veteran for use in meeting the costs of tuition, fees, books and equipment. Any amounts of such scholarships, or payments to veterans not used for the above purposes of which are available for subsistence are to be included in income;
(5) The special pay to a serviceman head of a family away from home and exposed to hostile fire;
(6) Relocation payments made pursuant to federal, state, or local relocation law;
(7) Foster child care payments;
(8) The value of coupon allotments for the purchase of food pursuant to the Food Stamp Act of 1964 which is in excess of the amount actually charged the eligible household;
(9) Payments received pursuant to participation in the following volunteer programs under the ACTION Agency:
(A) National Volunteer Antipoverty Programs which include VISTA, Service Learning Programs and Special Volunteer Programs.

(B) National Older American Volunteer Programs for persons aged 60 and over which include Retired Senior Volunteer Programs, Foster Grandparent Program, Older American Community Services Program, and National Volunteer Program to Assist Small Business Experience, Service Corps of Retired Executive (SCORE) and Active Corps of Executives (ACE).


Note: Authority cited: Sections 50053 and 50093, Health and Safety Code. Reference: Sections 50052.5, 50053 and 50093, Health and Safety Code.








s 6916. Net Income.
(a) For the purpose of determining affordable housing cost or affordable rent, "net income" shall be computed as follows: the annual gross income less $300 for each minor and medical expenses which exceed 3 percent of the annual gross income and unusual expenses, all divided by 12.


Note: Authority cited: Sections 50053, 50093, Health and Safety Code. Reference: Sections 50053, 50093, Health and Safety Code.









s 6918. Rent.
"Rent" shall mean the total of monthly payments for a rental or cooperative unit for:
(a) Use and occupancy of a housing unit and land and facilities associated therewith.
(b) Any separately charged fees or service charges assessed by the lessor which are required of all tenants, other than security deposits.
(c) A reasonable allowance for utilities not included in (a) or (b) above, including garbage collection, sewer, water, electricity, gas, and other heating, cooking and refrigeration fuels. Utilities does not include telephone service. Such an allowance shall take into consideration the cost of an adequate level of service.
(d) Possessory interest, taxes, or other fees or charges assessed for use of the land and facilities associated therewith by a public or private entity other than the lessor.
Monthly rent shall be an average of estimated costs for the next twelve months.


Note: Authority cited: Sections 50052.5 and 50053, Health and Safety Code. Reference: Sections 50052.5, 50053, and 50098, Health and Safety Code.









s 6920. Housing Cost of a Purchaser.
"Housing cost" of a person or family purchasing a housing unit shall include all of the following associated with that housing unit:
(a) Principal and interest on a mortgage loan including any rehabilitation loans, and any loan insurance fees associated therewith.
(b) Property taxes and assessments.
(c) Fire and casualty insurance covering replacement value of property improvements.
(d) Property maintenance and repairs.
(e) A reasonable allowance for utilities, including garbage collection, sewer, water, electricity, gas, and other heating, cooking, and refrigeration fuels. Utilities does not include telephone service. Such an allowance shall take into consideration the cost of an adequate level of service.
(f) Homeowner association fees.
(g) Space rent, if the housing unit is situated on rented land.
Monthly housing cost of a purchaser shall be an average of estimated costs for the next twelve months.


Note: Authority cited: Section 50052.5, Health and Safety Code. Reference: Section 50052.5, Health and Safety Code.








s 6922. Affordable Rent.
(a) Affordable rent for a lower income household shall be the maximum rent permitted by this subchapter. Except as provided in subdivision (b), the person or family's maximum monthly rent shall be 25 percent of the monthly net income, but in no event less than 15 percent of monthly gross income.
(b) The monthly rent shall be 15 percent of the monthly gross income if the family is:

(1) A large, very low income family, or
(2) A very large, lower income family, or
(3) A family which has exceptional medical or other expenses.
(c) To the extent that the implementing statute of a program administered by the department permits modification of this standard on the basis of economic or financial feasibility or other grounds, the department shall make a finding of such necessity when a modified standard is utilized.
(d) "Affordable rent" also means rent charged as a tenant contribution under the provisions of Section 8 of the United States Housing Act of 1937, as amended, when the unit or household is receiving assistance pursuant to the Section 8 program.


Note: Authority cited: Sections 50052.5 and 50053, Health and Safety Code. Reference: Sections 50052.5 and 50053, Health and Safety Code.








s 6924. Affordable Housing Costs (Purchasers).
(a) Affordable costs for purchasers of dwelling units means, with respect to lower income households, housing costs, as defined in Section 6920, not exceeding 25 percent of gross income.
(b) Construction costs, mortgage loans, and sales prices will be adequate to make housing available to an income group at affordable housing costs if such construction costs, mortgage loans, and sales prices, with no more than a reasonable downpayment, will result in a monthly housing cost, as defined in Section 6920, which does not average more than the amount computed in Column B or exceed for any one unit the amount computed in Column C:
(1) For lower income households with incomes above the very low income limits:

Maximum
Individual
Number of Unit
Bedrooms Maximum Average Unit Computations Computations
(Column A) (Column B) (Column C)
1 Lower income limit Very low income limit Lower income
+ limit for
for 2-person family for 1-person family 2-person family
96 48
2 Lower income limit Very low income limit Lower income
+ limit for
for 3-person family for 3-person family 3-person family
96 48
3 Lower income limit Very low income limit Lower income
+ limit for

for 5-person family for 4-person family 5-person family
96 48
4 Lower income limit Very low income limit Lower income
or more + limit for
for 7-person family for 6-person family 7-person family
96 48
(2) For very low income households:
1 Very low income
Very low income limit for limit for
2-person family x.6 2-person family
48 48
2 Very low income
Very low income limit for limit for
3-person family x.7 3-person family
48 48
3 Very low income
Very low income limit for limit for
5-person family x.6 5-person family
48 48
4 Very low income
or more Very low income limit for limit for

7-person family x.6 7-person family
48 48


In the computations above, the lower income and very low income limits are the limits for the county in which the housing units are located or to be located.
(c) To the extent that the implementing statute of a program administered by the department permits modification of this standard on the basis of economic or financial feasibility or other grounds, the department shall make a finding of such necessity when a modified standard is utilized.


Note: Authority cited: Sections 50052.5 and 50053, Health and Safety Code. Reference: Sections 50052.5 and 50053, Health and Safety Code.









s 6926. Very Low Income Households.
(a) "Very low income households" means persons and families whose gross incomes do not exceed the qualifying limits for very low income families established and amended from time to time pursuant to Section 8 of the United States Housing Act of 1937. The qualifying limits are set forth in Section 6932. These limits are equivalent to 50 percent of the area median income, adjusted for family size by the United States Department of Housing and Urban Development.
(b) "Very low income households" means the same as "very low income families" and "very low income person."


Note: Authority cited: Section 50105, Health and Safety Code. Reference: Section 50105, Health and Safety Code.









s 6928. Lower Income Households.
(a) "Lower income households" means persons and families whose gross incomes do not exceed the qualifying limits for lower income families as established and amended from time to time pursuant to Section 8 of the United States Housing Act of 1937. The qualifying limits are set forth in Section 6932. These limits are equivalent to 80 percent of the area median income, adjusted for family size and other adjustment factors by the United States Department of Housing and Urban Development.
(b) "Lower income households" includes very low income households.
(c) "Other lower income households" are those lower income households who are not very low income households.
(d) "Lower income households" means the same as "low income households," "persons of low income," and "low income families."


Note: Authority cited: Section 50079.5, Health and Safety Code. Reference: Section 50079.5, Health and Safety Code.









s 6930. Moderate Income Households.
(a) "Moderate income households" means persons and families who are not "lower income households" and whose gross incomes do not exceed 120 percent of the area median income adjusted for family size in accordance with adjustment factors adopted by the United States Department of Housing and Urban Development in establishing income limits for lower income families. For purposes of this subchapter, the income limits are set forth in Section 6932.
(b) The maximum gross income limits for moderate income households is the same as that for "persons and families of moderate income" and "persons and families of low or moderate income."
(c) "Persons and families of low or moderate income" includes very low, lower, and moderate income households.


Note: Authority cited: Section 50093, Health and Safety Code. Reference: Section 50093, Health and Safety Code.









s 6932. Income Limits.
Number of Persons in Household


Income
County Category 1 2 3 4 5 6 7 8
Alameda Extremely 17,6- 20,1- 22,6- 25,1- 27,1- 29,1- 31,200 33,-
County Low 00 00 50 50 50 50 2-

00
Area Median Very Low 29,3- 33,5- 37,7- 41,9- 45,2- 48,6- 51,950 55,-
Income 50 00 00 00 50 00 3-
00
Income: Lower 46,3- 53,0- 59,6- 66,2- 71,5- 76,8- 82,150 87,-
$83,800 Income 50 00 00 50 50 50 4-
50
Median 58,700 67,0- 75,4- 83,8- 90,5- 97,2- 103,- 110,6-
Income 00 00 00 00 00 900 00
Moderate 70,400 80,5- 90,5- 100,- 108,- 116,- 124,- 132,8-
Income 00 00 600 600 700 700 00
Alpine Extremely 13,6- 15,5- 17,4- 19,4- 20,9- 22,5- 24,050 25,-
County Low 00 00 50 00 50 00 6-
00
Area Median Very Low 22,6- 25,8- 29,0- 32,3- 34,9- 37,4- 40,050 42,-
Income 00 50 50 00 00 50 6-
50
Income: Lower 36,2- 41,3- 46,5- 51,7- 55,8- 59,9- 64,100 68,-
$64,600 Income 00 50 50 00 50 50 2-
50
Median 45,200 51,7- 58,1- 64,6- 69,8- 74,9- 80,1- 85,300

Income 00 00 00 00 00 00
Moderate 54,300 62,0- 69,8- 77,5- 83,7- 89,9- 96,1- 102,3-
Income 00 00 00 00 00 00 00
Amador Extremely 13,1- 15,0- 16,9- 18,8- 20,3- 21,8- 23,300 24,-
County Low 50 50 00 00 00 00 8-
00
Area Median Very Low 21,9- 25,1- 28,2- 31,3- 33,8- 36,3- 38,850 41,-
Income 50 00 00 50 50 50 4-
00
Income: Lower 35,1- 40,1- 45,1- 50,1- 54,1- 58,1- 62,200 66,-
$62,700 Income 00 00 50 50 50 50 2-
00
Median 43,900 50,2- 56,4- 62,7- 67,7- 72,7- 77,7- 82,800
Income 00 00 00 00 00 00
Moderate 52,600 60,2- 67,7- 75,2- 81,2- 87,2- 93,2- 99,300
Income 00 00 00 00 00 00
Butte County Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-

50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Calaveras Extremely 12,2- 13,9- 15,7- 17,4- 18,8- 20,2- 21,650 23,-
County Low 00 50 00 50 50 50 0-
50
Area Median Very Low 20,3- 23,2- 26,1- 29,0- 31,3- 33,7- 36,000 38,-
Income 50 50 50 50 50 00 3-
50
Income: Lower 32,5- 37,2- 41,8- 46,5- 50,2- 53,9- 57,650 61,-
$58,100 Income 50 00 50 00 00 50 4-
00
Median 40,700 46,5- 52,3- 58,1- 62,7- 67,4- 72,0- 76,700
Income 00 00 00 00 00 00
Moderate 48,800 55,8- 62,7- 69,7- 75,3- 80,9- 86,4- 92,000
Income 00 00 00 00 00 00

Colusa Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Contra Costa Extremely 17,6- 20,1- 22,6- 25,1- 27,1- 29,1- 31,200 33,-
County Low 00 00 50 50 50 50 2-
00
Area Median Very Low 29,3- 33,5- 37,7- 41,9- 45,2- 48,6- 51,950 55,-
Income 50 00 00 00 50 00 3-
00
Income: Lower 46,3- 53,0- 59,6- 66,2- 71,5- 76,8- 82,150 87,-
$83,800 Income 50 00 00 50 50 50 4-

50
Median 58,700 67,0- 75,4- 83,8- 90,5- 97,2- 103,- 110,6-
Income 00 00 00 00 00 900 00
Moderate 70,400 80,5- 90,5- 100,- 108,- 116,- 124,- 132,8-
Income 00 00 600 600 700 700 00
Del Norte Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
El Dorado Extremely 13,7- 15,7- 17,6- 19,6- 21,1- 22,7- 24,300 25,-
County Low 00 00 50 00 50 50 8-
50

Area Median Very Low 22,9- 26,1- 29,4- 32,7- 35,3- 37,9- 40,550 43,-
Income 00 50 50 00 00 50 1-
50
Income: Lower 36,6- 41,8- 47,0- 52,3- 56,5- 60,6- 64,850 69,-
$65,400 Income 00 50 50 00 00 50 0-
50
Median 45,800 52,3- 58,9- 65,4- 70,6- 75,9- 81,1- 86,300
Income 00 00 00 00 00 00
Moderate 55,000 62,8- 70,7- 78,5- 84,8- 91,1- 97,3- 103,6-
Income 00 00 00 00 00 00 00
Fresno Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00

Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Glenn County Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Humboldt Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50

Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Income
County Category 1 2 3 4 5 6 7 8
Imperial Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500

Income 00 00 00 00 00 00
Inyo County Extremely 11,5- 13,1- 14,7- 16,4- 17,7- 19,0- 20,350 21,-
Low 00 00 50 00 00 00 6-
50
Area Median Very Low 19,1- 21,8- 24,5- 27,3- 29,5- 31,6- 33,850 36,-
Income 00 50 50 00 00 50 0-
50
Income: Lower 30,6- 34,9- 39,3- 43,7- 47,2- 50,7- 54,200 57,-
$54,600 Income 00 50 50 00 00 00 7-
00
Median 38,200 43,7- 49,1- 54,6- 59,0- 63,3- 67,7- 72,100
Income 00 00 00 00 00 00
Moderate 45,900 52,4- 59,0- 65,5- 70,7- 76,0- 81,2- 86,500
Income 00 00 00 00 00 00
Kern County Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-

$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Kings County Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Lake County Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
Low 00 00 50 50 50 00 1-

50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Lassen Extremely 11,0- 12,6- 14,2- 15,7- 17,0- 18,2- 19,550 20,-
County Low 50 00 00 50 00 50 8-
00
Area Median Very Low 18,4- 21,0- 23,6- 26,2- 28,3- 30,4- 32,550 34,-
Income 00 00 50 50 50 50 6-
50
Income: Lower 29,4- 33,6- 37,8- 42,0- 45,3- 48,7- 52,100 55,-
$52,500 Income 00 00 00 00 50 00 4-
50
Median 36,800 42,0- 47,3- 52,5- 56,7- 60,9- 65,1- 69,300

Income 00 00 00 00 00 00
Moderate 44,100 50,4- 56,7- 63,0- 68,0- 73,1- 78,1- 83,200
Income 00 00 00 00 00 00
Los Angeles Extremely 14,5- 16,6- 18,7- 20,8- 22,4- 24,1- 25,800 27,-
County Low 50 50 00 00 50 50 4-
50
Area Median Very Low 24,2- 27,7- 31,2- 34,6- 37,4- 40,2- 42,950 45,-
Income 50 00 00 50 00 00 7-
50
Income: Lower 38,8- 44,3- 49,9- 55,4- 59,9- 64,3- 68,750 73,-
$56,200 Income 00 50 00 50 00 00 2-
00
Median 39,300 45,0- 50,6- 56,2- 60,7- 65,2- 69,7- 74,200
Income 00 00 00 00 00 00
Moderate 47,200 53,9- 60,7- 67,4- 72,8- 78,2- 83,6- 89,000
Income 00 00 00 00 00 00
Madera Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-

50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Marin County Extremely 23,7- 27,1- 30,5- 33,9- 36,6- 39,4- 42,100 44,-
Low 50 50 50 50 50 00 8-
00
Area Median Very Low 39,6- 45,2- 50,9- 56,5- 61,0- 65,6- 70,100 74,-
Income 00 50 00 50 50 00 6-
50
Income: Lower 63,3- 72,4- 81,4- 90,5- 97,7- 104,- 112,2- 119-
$95,000 Income 50 00 50 00 00 950 00 ,-
4-
50
Median 66,500 76,0- 85,5- 95,0- 102,- 110,- 117,- 125,4-
Income 00 00 00 600 200 800 00
Moderate 79,800 91,2- 102,- 114,- 123,- 132,- 141,- 150,5-

Income 00 600 000 100 200 400 00
Mariposa Extremely 10,8- 12,3- 13,8- 15,4- 16,6- 17,8- 19,100 20,-
County Low 00 00 50 00 50 50 3-
50
Area Median Very Low 17,9- 20,5- 23,1- 25,6- 27,7- 29,7- 31,800 33,-
Income 50 00 00 50 00 50 8-
50
Income: Lower 28,7- 32,8- 36,9- 41,0- 44,3- 47,6- 50,900 54,-
$51,300 Income 50 50 50 50 50 00 2-
00
Median 35,900 41,0- 46,2- 51,3- 55,4- 59,5- 63,6- 67,700
Income 00 00 00 00 00 00
Moderate 43,100 49,3- 55,4- 61,6- 66,5- 71,5- 76,4- 81,300
Income 00 00 00 00 00 00
Mendocino Extremely 10,7- 12,3- 13,8- 15,3- 16,6- 17,8- 19,050 20,-
County Low 50 00 00 50 00 00 2-
50
Area Median Very Low 17,9- 20,4- 23,0- 25,5- 27,6- 29,6- 31,700 33,-
Income 00 50 00 50 00 50 7-
50
Income: Lower 28,6- 32,7- 36,8- 40,9- 44,1- 47,4- 50,700 54,-

$51,100 Income 50 00 00 00 50 50 0-
00
Median 35,800 40,9- 46,0- 51,1- 55,2- 59,3- 63,4- 67,500
Income 00 00 00 00 00 00
Moderate 42,900 49,0- 55,2- 61,3- 66,2- 71,1- 76,0- 80,900
Income 00 00 00 00 00 00
Merced Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Modoc County Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
Low 00 00 50 50 50 00 1-

50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Mono County Extremely 13,0- 14,9- 16,8- 18,6- 20,1- 21,6- 23,150 24,-
Low 50 00 00 50 50 50 6-
00
Area Median Very Low 21,7- 24,8- 27,9- 31,0- 33,5- 36,0- 38,500 41,-
Income 50 50 50 50 50 00 0-
00
Income: Lower 34,8- 39,7- 44,7- 49,7- 53,7- 57,6- 61,650 65,-
$62,100 Income 00 50 50 00 00 50 6-
00
Median 43,500 49,7- 55,9- 62,1- 67,1- 72,0- 77,0- 82,000

Income 00 00 00 00 00 00
Moderate 52,200 59,6- 67,1- 74,5- 80,5- 86,4- 92,4- 98,300
Income 00 00 00 00 00 00
Monterey Extremely 13,1- 14,9- 16,8- 18,7- 20,2- 21,7- 23,200 24,-
County Low 00 50 50 00 00 00 7-
00
Area Median Very Low 21,8- 24,9- 28,0- 31,1- 33,6- 36,1- 38,650 41,-
Income 00 00 50 50 50 50 1-
00
Income: Lower 34,9- 39,9- 44,8- 49,8- 53,8- 57,8- 61,800 65,-
$62,200 Income 00 00 50 50 50 50 8-
00
Median 43,500 49,8- 56,0- 62,2- 67,2- 72,2- 77,1- 82,100
Income 00 00 00 00 00 00
Moderate 52,200 59,7- 67,1- 74,6- 80,6- 86,5- 92,5- 98,500
Income 00 00 00 00 00 00
Income
County Category 1 2 3 4 5 6 7 8
Napa County Extremely 15,7- 18,0- 20,2- 22,5- 24,3- 26,1- 27,900 29,-
Low 50 00 50 00 00 00 7-
00

Area Median Very Low 26,2- 30,0- 33,7- 37,5- 40,5- 43,5- 46,500 49,-
Income 50 00 50 00 00 00 5-
00
Income: Lower 41,7- 47,7- 53,6- 59,6- 64,3- 69,1- 73,900 78,-
$75,000 Income 00 00 50 00 50 50 6-
50
Median 52,500 60,0- 67,5- 75,0- 81,0- 87,0- 93,0- 99,000
Income 00 00 00 00 00 00
Moderate 63,000 72,0- 81,0- 90,0- 97,2- 104,- 111,- 118,8-
Income 00 00 00 00 400 600 00
Nevada Extremely 13,5- 15,4- 17,3- 19,2- 20,8- 22,3- 23,850 25,-
County Low 00 00 50 50 00 50 4-
00
Area Median Very Low 22,4- 25,7- 28,9- 32,1- 34,6- 37,2- 39,800 42,-
Income 50 00 00 00 50 50 3-
50
Income: Lower 35,9- 41,1- 46,2- 51,3- 55,4- 59,5- 63,650 67,-
$64,200 Income 50 00 00 50 50 50 8-
00
Median 44,900 51,4- 57,8- 64,2- 69,3- 74,5- 79,6- 84,700
Income 00 00 00 00 00 00

Moderate 53,900 61,6- 69,3- 77,0- 83,2- 89,3- 95,5- 101,6-
Income 00 00 00 00 00 00 00
Orange Extremely 17,0- 19,5- 21,9- 24,3- 26,3- 28,2- 30,200 32,-
County Low 50 00 00 50 00 50 1-
50
Area Median Very Low 28,4- 32,4- 36,5- 40,5- 43,8- 47,0- 50,300 53,-
Income 00 50 00 50 00 50 5-
50
Income: Lower 45,4- 51,9- 58,4- 64,9- 70,1- 75,3- 80,500 85,-
$78,300 Income 50 00 00 00 00 00 6-
50
Median 54,800 62,6- 70,5- 78,3- 84,6- 90,8- 97,1- 103,4-
Income 00 00 00 00 00 00 00
Moderate 65,800 75,2- 84,6- 94,0- 101,- 109,- 116,- 124,1-
Income 00 00 00 500 000 600 00
Placer Extremely 13,7- 15,7- 17,6- 19,6- 21,1- 22,7- 24,300 25,-
County Low 00 00 50 00 50 50 8-
50
Area Median Very Low 22,9- 26,1- 29,4- 32,7- 35,3- 37,9- 40,550 43,-
Income 00 50 50 00 00 50 1-
50

Income: Lower 36,6- 41,8- 47,0- 52,3- 56,5- 60,6- 64,850 69,-
$65,400 Income 00 50 50 00 00 50 0-
50
Median 45,800 52,3- 58,9- 65,4- 70,6- 75,9- 81,1- 86,300
Income 00 00 00 00 00 00
Moderate 55,000 62,8- 70,7- 78,5- 84,8- 91,1- 97,3- 103,6-
Income 00 00 00 00 00 00 00
Plumas Extremely 11,7- 13,4- 15,1- 16,7- 18,1- 19,4- 20,750 22,-
County Low 50 00 00 50 00 50 1-
00
Area Median Very Low 19,5- 22,3- 25,1- 27,9- 30,2- 32,4- 34,650 36,-
Income 50 50 50 50 00 00 9-
00
Income: Lower 31,3- 35,7- 40,2- 44,7- 48,3- 51,8- 55,450 59,-
$55,900 Income 00 50 50 00 00 50 0-
00
Median 39,100 44,7- 50,3- 55,9- 60,4- 64,8- 69,3- 73,800
Income 00 00 00 00 00 00
Moderate 47,000 53,7- 60,4- 67,1- 72,5- 77,8- 83,2- 88,600
Income 00 00 00 00 00 00
Riverside Extremely 12,1- 13,8- 15,5- 17,2- 18,6- 20,0- 21,400 22,-

County Low 00 00 50 50 50 00 7-
50
Area Median Very Low 20,1- 23,0- 25,9- 28,7- 31,0- 33,3- 35,650 37,-
Income 50 00 00 50 50 50 9-
50
Income: Lower 32,2- 36,8- 41,4- 46,0- 49,7- 53,3- 57,050 60,-
$57,500 Income 00 00 00 00 00 50 7-
00
Median 40,300 46,0- 51,8- 57,5- 62,1- 66,7- 71,3- 75,900
Income 00 00 00 00 00 00
Moderate 48,300 55,2- 62,1- 69,0- 74,5- 80,0- 85,6- 91,100
Income 00 00 00 00 00 00
Sacramento Extremely 13,7- 15,7- 17,6- 19,6- 21,1- 22,7- 24,300 25,-
County Low 00 00 50 00 50 50 8-
50
Area Median Very Low 22,9- 26,1- 29,4- 32,7- 35,3- 37,9- 40,550 43,-
Income 00 50 50 00 00 50 1-
50
Income: Lower 36,6- 41,8- 47,0- 52,3- 56,5- 60,6- 64,850 69,-
$65,400 Income 00 50 50 00 00 50 0-
50

Median 45,800 52,3- 58,9- 65,4- 70,6- 75,9- 81,1- 86,300
Income 00 00 00 00 00 00
Moderate 55,000 62,8- 70,7- 78,5- 84,8- 91,1- 97,3- 103,6-
Income 00 00 00 00 00 00 00
San Benito Extremely 15,6- 17,8- 20,0- 22,2- 24,0- 25,8- 27,600 29,-
County Low 00 00 50 50 50 00 3-
50
Area Median Very Low 25,9- 29,6- 33,3- 37,0- 40,0- 43,0- 45,950 48,-
Income 50 50 50 50 00 00 9-
00
Income: Lower 41,5- 47,4- 53,3- 59,3- 64,0- 68,8- 73,550 78,-
$74,100 Income 00 50 50 00 50 00 3-
00
Median 51,900 59,3- 66,7- 74,1- 80,0- 86,0- 91,9- 97,800
Income 00 00 00 00 00 00
Moderate 62,200 71,1- 80,0- 88,9- 96,0- 103,- 110,- 117,3-
Income 00 00 00 00 100 200 00
San Extremely 12,1- 13,8- 15,5- 17,2- 18,6- 20,0- 21,400 22,-
Bernardino Low 00 00 50 50 50 00 7-
50
County Very Low 20,1- 23,0- 25,9- 28,7- 31,0- 33,3- 35,650 37,-

Income 50 00 00 50 50 50 9-
50
Area Median Lower 32,2- 36,8- 41,4- 46,0- 49,7- 53,3- 57,050 60,-
Income 00 00 00 00 00 50 7-
00
Income: Median 40,3- 46,0- 51,8- 57,5- 62,1- 66,7- 71,300 75,-
$57,500 Income 00 00 00 00 00 00 9-
00
Moderate 48,300 55,2- 62,1- 69,0- 74,5- 80,0- 85,6- 91,100
Income 00 00 00 00 00 00
San Diego Extremely 14,5- 16,5- 18,6- 20,7- 22,3- 24,0- 25,650 27,-
County Low 00 50 50 00 50 00 3-
00
Area Median Very Low 24,1- 27,6- 31,0- 34,5- 37,2- 40,0- 42,800 45,-
Income 50 00 50 00 50 00 5-
50
Income: Lower 38,6- 44,1- 49,7- 55,2- 59,6- 64,0- 68,450 72,-
$64,900 Income 50 50 00 00 00 50 8-
50
Median 45,400 51,9- 58,4- 64,9- 70,1- 75,3- 80,5- 85,700
Income 00 00 00 00 00 00

Moderate 54,500 62,3- 70,1- 77,9- 84,1- 90,4- 96,6- 102,8-
Income 00 00 00 00 00 00 00
San Extremely 23,7- 27,1- 30,5- 33,9- 36,6- 39,4- 42,100 44,-
Francisco Low 50 50 50 50 50 00 8-
County 00
Area Median Very Low 39,6- 45,2- 50,9- 56,5- 61,0- 65,6- 70,100 74,-
Income 00 50 00 50 50 00 6-
50
Income: Lower 63,3- 72,4- 81,4- 90,5- 97,7- 104,- 112,2- 119-
$95,000 Income 50 00 50 00 00 950 00 ,-
4-
50
Median 66,500 76,0- 85,5- 95,0- 102,- 110,- 117,- 125,4-
Income 00 00 00 600 200 800 00
Moderate 79,800 91,2- 102,- 114,- 123,- 132,- 141,- 150,5-
Income 00 600 000 100 250 400 00
San Joaquin Extremely 12,0- 13,7- 15,4- 17,1- 18,5- 19,9- 21,250 22,-
County Low 00 00 50 50 00 00 6-
50
Area Median Very Low 20,0- 22,8- 25,7- 28,5- 30,8- 33,1- 35,400 37,-
Income 00 50 00 50 50 00 7-

00
Income: Lower 32,0- 36,5- 42,1- 45,7- 49,3- 53,0- 56,650 60,-
$57,100 Income 00 50 50 00 50 00 3-
00
Median 40,000 45,7- 51,4- 57,1- 61,7- 62,2- 70,8- 75,400
Income 00 00 00 00 00 00
Moderate 48,000 54,8- 61,7- 68,5- 74,0- 79,5- 84,9- 90,400
Income 00 00 00 00 00 00
San Luis Extremely 13,4- 15,3- 17,2- 19,1- 20,7- 22,2- 23,750 25,-
Obispo Low 00 00 50 50 00 00 3-
00
County Very Low 22,3- 25,5- 28,7- 31,9- 34,4- 37,0- 39,550 42,-
Income 50 00 00 00 50 00 1-
00
Area Median Lower 35,7- 40,8- 45,9- 51,0- 55,1- 59,2- 63,300 67,-
Income 50 50 50 50 50 00 4-
00
Income: Median 44,7- 51,0- 57,4- 63,8- 68,9- 74,0- 79,100 84,-
$63,800 Income 00 00 00 00 00 00 2-
00
Moderate 53,600 61,3- 68,9- 76,6- 82,7- 88,9- 95,0- 101,1-

Income 00 00 00 00 00 00 00
San Mateo Extremely 23,7- 27,1- 30,5- 33,9- 36,6- 39,3- 42,100 44,-
County Low 50 50 50 50 50 50 8-
00
Area Median Very Low 39,6- 45,2- 50,9- 56,5- 61,0- 65,6- 70,100 74,-
Income 00 50 00 50 50 00 6-
50
Income: Lower 63,3- 72,4- 81,4- 90,5- 97,7- 104,- 112,2- 119-
$95,000 Income 50 00 50 00 00 950 00 ,-
4-
50
Median 66,500 76,0- 85,5- 95,0- 102,- 110,- 117,- 125,4-
Income 00 00 00 600 200 800 00
Moderate 79,800 91,2- 102,- 114,- 123,- 132,- 141,- 150,5-
Income 00 600 000 100 200 400 00
Santa Extremely 13,8- 15,8- 17,8- 19,7- 21,3- 22,9- 24,500 26,-
Barbara Low 50 00 00 50 50 00 0-
County 50
Area Median Very Low 23,0- 26,3- 29,6- 32,9- 35,5- 38,1- 40,800 43,-
Income 50 00 00 00 50 50 4-
50

Income: Lower 36,8- 42,1- 47,4- 52,6- 56,8- 61,0- 65,300 69,-
$65,800 Income 50 00 00 50 50 50 5-
00
Median 46,100 52,6- 59,2- 65,8- 71,1- 76,3- 81,6- 86,900
Income 00 00 00 00 00 00
Moderate 55,300 63,2- 71,1- 79,0- 85,3- 91,6- 98,0- 104,3-
Income 00 00 00 00 00 00 00
Income
County Category 1 2 3 4 5 6 7 8
Santa Clara Extremely 22,3- 25,5- 28,6- 31,8- 34,4- 36,9- 39,500 42,-
County Low 00 00 50 50 00 00 0-
50
Area Median Very Low 37,1- 42,4- 47,7- 53,0- 57,3- 61,5- 65,800 70,-
Income 50 50 50 50 00 50 0-
50
Income: Lower 59,4- 67,9- 76,4- 84,9- 91,6- 98,4- 105,2- 112-
$105,500 Income 00 00 00 00 50 50 50 ,-
0-
50
Median 73,900 84,4- 95,0- 105,- 113,- 122,- 130,- 139,3-
Income 00 00 500 900 400 800 00

Moderate 88,600 101,- 113,- 126,- 136,- 146,- 157,- 167,1-
Income 300 900 600 700 900 000 00
Santa Cruz Extremely 16,5- 18,8- 21,2- 23,5- 25,4- 27,3- 29,200 31,-
County Low 00 50 00 50 50 00 1-
00
Area Median Very Low 27,5- 31,4- 35,3- 39,2- 42,4- 45,5- 48,650 51,-
Income 00 00 50 50 00 50 8-
00
Income: Lower 43,9- 50,2- 56,5- 62,8- 67,8- 72,8- 77,850 82,-
$75,300 Income 50 50 00 00 00 50 9-
00
Median 52,700 60,2- 67,8- 75,3- 81,3- 87,3- 93,4- 99,400
Income 00 00 00 00 00 00
Moderate 63,300 72,3- 81,4- 90,4- 97,6- 104,- 112,- 119,3-
Income 00 00 00 00 900 100 00
Shasta Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50

Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Sierra Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,900 20,-
County Low 00 00 50 50 50 00 1-
50
Area Median Very Low 17,8- 20,3- 22,8- 25,4- 27,4- 29,4- 31,500 33,-
Income 00 00 50 00 50 50 5-
50
Income: Lower 28,4- 32,5- 36,6- 40,6- 43,9- 47,1- 50,400 53,-
$50,800 Income 50 00 00 50 00 50 6-
50
Median 35,600 40,6- 45,7- 50,8- 54,9- 58,9- 63,0- 67,100
Income 00 00 00 00 00 00
Moderate 42,700 48,8- 54,9- 61,0- 65,9- 70,8- 75,6- 80,500
Income 00 00 00 00 00 00
Siskiyou Extremely 10,7- 12,2- 13,7- 15,2- 16,4- 17,7- 18,90020,- (continued)